Austin, TX · Finance + AI

DesigningintelligentsystemsacrossfinanceandAI.

Translating complex business problems into scalable data products and AI-enabled decision systems for large financial institutions.

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What I Do

Designing intelligent systems across finance and AI.

Financial Systems

Enterprise finance, capital, and decision-making systems. Focused on how financial environments operate under real-world constraints.

AI & Intelligent Systems

Applied AI, automation, and agent-based workflows. Focused on practical implementation beyond experimentation.

Systems Integration

Connecting data, models, and decisions. Bridging strategy and execution across finance systems.

Thinking

Perspectives on finance, AI, and system design.

May 26, 2026

The infrastructure decision sitting in the wrong room

Three recent signals are pointing to the same question for financial services leadership. Whether institutions treat them as one strategic conversation or three separate programs may matter more than which technology they choose.

May 10, 2026

Banking’s missing role in medical payment

Who builds the accountability layer between care and cost?

May 4, 2026

Blockchain banking: from concept to regulated infrastructure

What the GENIUS Act, the March 5 joint guidance, and Erebor’s Infinite Accounts mean for blockchain settlement in regulated banking

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Building

Thirteen years of finance transformation, built from inside regulated institutions.

2016 — Present

Director, Finance Data Science and AI Transformation

Charles Schwab

Leads AI, data science, analytics, and automation across Finance and Treasury, translating complex business problems into scalable data products and AI-enabled decision systems across a ~$400B balance sheet. Partners with senior stakeholders across Finance, Treasury, Risk, Technology, and Operations to design capabilities that improve reporting quality, scenario analysis, governance, and enterprise execution. Architected the Product Intelligence Tool, an agentic AI system surfacing real-time intelligence on client behavior, competitive pricing, and revenue attribution. Built the GCP-native analytics platform that cut manual analysis by 70%. OCC- and SR 11-7-compliant model governance framework. Patent-pending ML model for securities lending.

2020 — 2022

Member, Board of Advisors

SkyGeni

Advisory board member for an early-stage fintech startup in stealth mode, focused on data science strategy and product direction.

2014 — 2016

Vice President, Treasury and Risk Analytics

Northern Trust

Owned statistical modeling for balance sheet forecasting, liquidity management, and stress testing at one of the largest custody banks in the world. Built decision models that directly shaped capital allocation and executive-level planning. Recognized with the Chairman's Award for the redesign of firm-wide forecasting capabilities.

2013 — 2014

Associate, Advisory

KPMG

Built predictive analytics and financial models for Fortune 500 financial services and corporate clients. One of the earlier practitioners integrating rigorous data science methods into institutional financial decision-making. Multiple Encore Awards of Excellence.